Preferred Lending Program

Preserve Homes & Neighborhoods is excited to announce a new alliance with Homeowners Financial Group. This partnership will enable PH&N to offer a host of benefits to purchasers of new homes, including interest rate locks up to one year, excellent rates and much more.​

About Homeowners Financial Group

Homeowners Financial Group is a full-service award-winning mortgage company that’s been funding dream homes since 2004. With HFG, you will benefit from the expertise and portfolio of a national company, with the personalized service and accessibility of a local company.

– 200+ innovative loan products for your unique financing needs
– High-tech, cutting-edge technology
– Giving back to the communities we serve

– Commitment to treat our clients like family
– Relationships built on integrity and trust
– Clear and consistent communication throughout the transaction

National recognition by Inc. and Fortune Magazine

Local, in-house processing, underwriting and closing

Loan status updates to keep you informed every step of the way

On-time closings

“HFG is thrilled to partner with Preserve Homes & Neighborhoods. With their streamlined operation and our easy loan process, we are a winning pair aimed at total customer convenience. It is my honor to help you with the financing of your new home!”


Licensed Mortgage Professional

Chandler Coggin


After graduating from the College of Charleston with a finance degree, Chandler began her mortgage career in 2017. With a family background in residential development, Chandler originates Jumbo, Conventional, VA, FHA, USDA and State Housing Loans, and has extensive experience with builders and their first-time homebuyer clients.

Outside of work, Chandler enjoys playing any and all sports. If she’s not on a national flag football team or golfing, you can find her watching college football (Go Gamecocks!).

Phone: (843) 468-0089 (direct)

Jill Reiring


With over 20 years’ experience, Jill is well-versed in all aspects of the mortgage industry including Processing, Underwriting and Closing. She is gifted in finding lending solutions for all types of clients.

Originally from Ohio, Jill and her family transplanted to the Charleston area about five years ago to enjoy all the southern hospitality South Carolina has to offer. She enjoys spending time with her children and granddaughter and vacationing in the tropics.

Phone: (843) 203-7729 (direct)


Long-term Rate Locks

With the volatility of interest rates, HFG is pleased to provide a great benefit to buyers in the form of long-term rate locks. Buyers can lock in today’s interest rate for up to a year. The locks are available in 90, 120, 180 and 270 day increments.

TOLL-FREE 844.620.2900

Obtain the Property Report required by Federal Law and read it before signing anything. No Federal agency has judged the merits or values, if any, of the property. This is not intended to be and does not constitute an offer in any state or jurisdiction where prohibited by law. Information deemed reliable but not guaranteed. Prices renderings and square footages are provided for reference only but are subject to change and not guaranteed. Sales by Bay Creek Realty/Broker.

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